Instant Credit Card Help

User Name: charlesmboyce

Date: March 6, 2007, 12:44 am

i have a virginmobile stash card and it is a visia how can i make a deposit to my card so that i can buy things with the card

The Virgin Mobile Stash Prepaid Visa Card is issued by Inter National Bank. It is one of the pre-paid, or debit cards, which has nothing to do with online bank credit card applications we present at our site. The reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. What you can do is to visit your bank and fill in a special application therein and put the amount required into your personal bank account, or, in case you bank has online banking service, try to do it online. In case you have any kind of question concerning your Virgin Mobile Stash Prepaid Visa Card, you`re free to call toll-free phone number of customer service, which you`ll find on the back of your pre-paid card

User Name: CATHY

Date: March 6, 2007, 2:22 am

how can i get cheaper interest rate on a credit card i already have

If you want to reduce the rates of your credit card, the most reasonable step you can undertake, is to apply directly to your credit card issuer. For this purpose you can always, 24-hours a day, call toll-free contact phone number, usually given on the back of credit card. You should ask credit card customer service manager, if it`s possible to reduce the rates. If you`ve recommended yourself as a reliable consumer, the bank may agree to do this, to motivate you to continue using their banking services. You can also say, that you will apply for another bank credit card with lower rates in case of their refusal. As the competition between credit card issuers is rather tough nowadays, the bank is most likely to come to your terms. Another option you can use, is to apply for one of low rate credit cards with balance transfer option with respect to your credit score.

User Name: Sharon

Date: March 7, 2007, 11:17 pm

I am looking for a non-FIA credit card. Can you help me?

Non-FIA credit cards are supposed to be all the credit cards that are issued by any bank, besides the former MBNA and the Bank of America, as a consequence. So, you have a lot to choose from, as our site presents credit cards from quite a number of American and foreign banks.
First of all, you should make sure what credit score you have and after that, according to your credit rating, you can apply for a credit card, choosing among the banks presented here. At our site you can find the best credit card deals
for any credit score, so look through the offered cards and select the ones that meet your needs most of all.

User Name: janka

Date: March 8, 2007, 7:45 pm

I would like to transfer 10 000 from american express credit card to discover card with lower rate. In application it says that for transfer I should put either financial institution name or account number of loan. Does it mean that I should put the credit card number?

As far as it comes from your inquiry, you`re going to apply for one of balance transfer credit cards. Balance transfer credit cards can be really helpful, when you try to consolidate your credit cards' debts and save money, making payments. More than that, many balance transfer cards, including Discover Platinum credit card, require no fee for balance transfer operation. If you apply for a credit card online, you should fill in a special online credit card application, and, in case you apply for a balance transfer card, you should specify financial institution name or account number of loan or even some of them to fulfill the transaction procedure. Your credit card number really stands for your bank account number!

User Name: Darrell Ell

Date: March 8, 2007, 10:39 pm

It seems that I am always denied a credit card due to employment history or the false assumption that I did not repay a past credit interest charge. So,if I am now hooked on having a credit card now-how should I be able to get a credit card without being denied again?

There could be different reasons for refusals you`re getting from credit card companies. The most evident reason could be your credit score, which is probably lower than the average and needs improvement. Therefore the first thing you`re recommended to do is to get your credit score from nationwide credit bureaus: Experian, TransUnion, and Equifax. Also, you can order your credit score through the official online source established for this purpose. If your credit score is far from perfection, you can apply for one of bad credit cards, and repair your credit eventually. Applying for one of guaranteed approval credit cards you`re sure to be approved. Regard these card deals, and you`ll see there are secured credit card applications from Orchard bank and New Millennium bank, offering secured credit cards, the credit limit of which is determined by your bank account amount. If your purpose is to obtain an unsecured credit card, you can also consider credit card applications from Orchard bank and First PREMIER bank, providing instant approval. Compare credit cards available now, choose the one, which seems the most convenient and improve your credit score in due time!

User Name: Jamie

Date: March 9, 2007, 2:48 pm

I want combin all my small bills to one payment a month. My small bills add up to $8,000. My credit scrore is 666 and my husband is 665. I want a low interst rate how do I go about doing this.

Since your credit score is 666, you`re lucky to have good credit. Therefore, you can easily choose one of low rate credit card applications, many of which provide balance transfer option for consolidating your credit debts. All you need is to compare online credit card applications and choose appropriate credit card. Mind, you can count getting rewards credit card or cash back credit cards, for example, Chase Freedom Visa card or CitBank credit card with rewards. Apply for a credit card online, get approved and enjoy saving your money!

User Name: Philip A. Bock

Date: March 14, 2007, 4:28 am

Hello: I have been trying for months to get my credit card activated and have even sent in two or three payments without it even being activated and I still can't get it activatged. I have consulted a local attorney who says I should cancel this card and possibly file a small claims court case against your bank. My account is 4006-1000-0208-****. If this cannot be resolved within the next 48 hours, consider my card cancelled and I will no longer be making any payments on the card and I will request a refund of the money I've already paid.

Generally speaking, the function of our website is to present all kinds of bank credit cards for facilitating your choice of credit card application, complying with your personal needs and corresponding to your credit score. Also, we provide you respective assistance on credit card comparison to ensure the best choice. We do not issue credit cards, as well as we do not approve applicants for them. It`s not our prerogative to cancel your credit card or your account, and it`s beyond our competence to accept any kind of payments. What you can do is the following. Access the official site of your credit card issuer and contact their customer service, or learn toll-free phone number of customer service and call them up. Feel free to contact your credit card issuer, and you`re sure to solve all the problems occurred.

User Name: carmin

Date: March 14, 2007, 11:05 pm

I have paid off everything on my credit report. I just did this in 2/2007. Some things that I paid off last year are still showing a balance or balance coming up N/A. I have made copies and am going to send them into each credit reporting company. I need to get my credit built up I was told by having a credit card, since I have no payments on any assets. I don't want to pay all those fees. Is there anything that you would suggest? And I don't want to be turned down, everytime they run my report it counts on my score. Please if you have any information that would help me, that would be great.

Kind Regards

If you want to build your credit and apply for a card, corresponding to your current credit score, you`ll have to admit that credit card fees are inevitable. However, we can recommend you to consider some tips to avoid regretting in your choice because of high hidden fees. Each card has their own billing structure and they can call these fees any number of different things: participation fee, monthly service charge, over limit fee, phone payment fee, late fee, annual membership fee etc. These fees also eat up your credit limit and you will be charged over limit fees if their fees take you over the limit. Many of these fees can be avoided by being on time and paying by check or online. Making phone payments, going over the limit, or being late will cost you significantly. So look carefully at the list of fees, which is inevitable, and choose the card with the shortest one. One section of your credit report lists inquiries. Remember, your credit score isn`t affected, if · your credit card company monitors your report to review your account with them, · creditors and insurers review your report to see if you qualify for an offer, · your employer orders your report or · you check your credit report yourself. The only credit report inquires that can lower your credit score are applications for new credit, and this is a usual practice.

User Name: Patty

Date: March 20, 2007, 10:03 pm

I need a credit card I can use as a savings

Unfortunately, you cannot use a credit card as savings. In the case of credit cards, a bank lends to you money at fixed terms. A user is issued a credit card after an account has been approved by the credit provider, with which the user will be able to make purchases. You want to put your money into the account that draws interest at the bank and save them there. Our site does not offer the information about saving accounts. We can advise you to apply to the bank where you are going to put your money in. There you can get the detailed information about saving accounts or the bank offers you debit cards, in that it does not remove money from your account after transaction. Also you can look for this information at other sites.

User Name: ZALMA

Date: March 21, 2007, 4:37 pm

CAN YOU TELL ME ABOUT THE PROVIDIAN CREDIT CARD SERVICE?

This service provides innovative credit card products to new and existing cash holders. At our site you can also find innovative credit cards, their terms and features. Best Credit Card Offers at our site are created to make purchasing and spending not only more comfortable, but also profitable due to cash backs, rebates, points and bonuses, attractively low fees and APRs and other conveniences of modern credit card offers. You can analyze our categories of credit card offers and choose the best one according to your needs and possibilities. Moreover, at our site you can fill in an application form for credit card you've chosen and send it online.