Instant Credit Card Help

Date: April 7, 2007, 1:19 am

Can I apply for a canadian credit card or one from the UK even if I am from the usa?

If you`re 18 and have American citizenship and, consequently, your Social Security Number, you`re welcome to apply for a credit card for American residents with us. Actually, Canada credit cards and UK credit cards are assigned for foreign applicants, namely, for Canadian and UK residents respectively. It seems that you`re planning to use your credit card abroad. If so, don`t worry, while almost all credit cards issued by the most respectful credit card companies are valid worldwide. The only thing you should be aware of, are foreign transaction fees, some credit card demand. Compare credit cards attentively and apply for one, corresponding to your needs and complying with your credit score!

Date: April 7, 2007, 1:20 am

how is cash back offers applied, as checks at end of month or credit on credit cards at endof month or year?

If you want to obtain one of cash back credit cards, you should be aware that they can be different. Among them you can find cash rebate credit cards, for example, Blue Cash American Express credit card and Discover Platinum credit card, providing 5 % cash back for almost all purchases right on the spot. And you can also apply for cash rewards credit cards, allowing to redeem points earned and to enjoy discounts and perks. Thus, you can pick up Chase Freedom Visa card with 3% cash back for every $1 in eligible purchases at gas stations, grocery stores and restaurants, and opportunity to reach $50 in rewards and redeem for a $50 check, or save up $200 in rewards and redeem for $250 cash back. It`s up to you to decide what cash back credit card to prefer, but all of them will save your money greatly. Compare credit cards with us, analyze credit cards? terms and conditions in depth, take into account your individual needs and make the choice, which will never disappoint you!

Date: April 7, 2007, 1:24 am

I recently used a credit card that I have had open for over a year and have never used before. My credit limit was $2000.00. I put about $900.00 on the card and went to use it again for gas at a local BP and got declined! When I called the credit card company they said that they re-evaluated my account and lowered my credit limit to $1000.00! They didn't even call me to let me know! How can they do this? I now paid off the card and closed the account!

To tell you the truth, our website`s function is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers and all kinds of spendings. We do not issue credit cards, as well as we do not modify their terms and conditions, including reducing your credit card limit. Our task is to overlook credit card deals available and to help you to pick up the most appropriate card for your personal use. Therefore we disclaim any liability for credit card company actions. More than that, once you`ve applied for a credit card, you`re supposed to agree to all terms and conditions offered, including the possibility of their modification without any preliminary notice. What you could do, is to contact your credit card issuer customer service once again to learn their motivation for the procedure undertaken. You can either use a toll-free phone number given on the credit card back, or access your credit card issuer official site and contact their customer service.

Date: April 7, 2007, 1:29 am

Are there any offers that allow me to apply and if approved to use the card almost instantly?

Credit card offers, featuring credit cards, which can be used immediately, do exist. To apply online for a credit card of this group, you task is to regard instant approval credit cards. Being approved for a credit card with instant approval, you`re absolutely sure to get your credit card soon by mail. More than that, you can use your new- obtained card most immediately. Once you`ve been approved for the card chosen you`re provided with credit card number, which can be used, for instance, for online purchases. Thus if you want a credit card, which can be used right on the spot, your choice is a credit card with instant online approval.

Date: April 7, 2007, 2:46 am

I would like to transfer 10 000 from american express credit card to discover card with lower rate. In application it says that for transfer I should put either financial institution name or account number of loan. Does it mean that I should put the credit card number?

As far as it comes from your inquiry, you`re going to apply for one of balance transfer credit cards. Balance transfer credit cards can be really helpful, when you try to consolidate your credit cards' debts and save money, making payments. More than that, many balance transfer cards, including Discover Platinum credit card, require no fee for balance transfer operation. If you apply for a credit card online, you should fill in a special online credit card application, and, in case you apply for a balance transfer card, you should specify financial institution name or account number of loan or even some of them to fulfill the transaction procedure. Your credit card number really stands for your bank account number!

Date: April 17, 2007, 7:38 am

I have a score of EXP 640. Should I apply for a card that is categorized as "bad credit"?

No, your credit score means that you possess a fair credit. At our site we present fair credit cards right for people with fair credit. These credit cards will help you to build or rebuild your credit history. You need just look through the recommended credit card deals, compare their features and choose the credit card that suits you and complies with your needs. Also you have a possibility to apply for the credit card online at our site. You need just fill in the application form with all the necessary data. Your application will be considered by the bank. You need barely wait for approval.

Date: April 17, 2007, 7:41 am

After recieving your Notice Re: Changes to our ExxonMobil Account, we realized that this accout, that we thought was cancelled, is, in fact, still active. We have not used this card for several years and no longer have access to the card number. The only information we have regarding this account are the last four digits ...#1***, and our previous billing address: 8033 Lynnbrook Drive, Norfolk, VA 23***. Please cancel this account or contact us with any questions at the above email address. Thank you, Joe Brands

In your situation, you need to contact your credit institution directly. You see, at our website you can just make a comparison of the best credit cards, choose the credit card complying with your needs and make your application for a credit card online. Then your application is kept by the bank. Only the bank has access to your personal information and account. And only the bank can cancel your account. So, apply to your bank to clear out this situation. Its managers are supposed to answer all of your questions concerning your credit card, accounts and so on.

Date: April 17, 2007, 11:29 pm

CAN YOU TELL ME ABOUT THE PROVIDIAN CREDIT CARD SERVICE?

This service provides innovative credit card products to new and existing cash holders. At our site you can also find innovative credit cards, their terms and features. Best Credit Card Offers at our site are created to make purchasing and spending not only more comfortable, but also profitable due to cash backs, rebates, points and bonuses, attractively low fees and APRs and other conveniences of modern credit card offers. You can analyze our categories of credit card offers and choose the best one according to your needs and possibilities. Moreover, at our site you can fill in an application form for credit card you've chosen and send it online.

Date: April 17, 2007, 11:33 pm

what credit card can i apply for, that i can recive the quickest

To accelerate the procedure of getting a credit card you should apply for one of instant approval credit cards. If you’re approved for an instant approval credit card, you’ll get your credit card number online, thereby gaining an opportunity to use your credit card the same day, for example, for online purchases.
Getting online credit card approval you have to wait a week or two until your card will be delivered to you by mail.
In case the card delivery is delayed, and you’re worried about it, you can access the official site of your credit card issuer and contact their customer service. Irrespective of your credit history and consumer category you’re sure to get all necessary information concerning your credit card delivery.

Date: April 17, 2007, 11:35 pm

I am a first time credit card user and I am not sure wich one to get, I need a 5,000-7,000 limit? what do I do??
tiffanyd_2@yahoo.com

As a beginning credit consumer, you cannot possibly hope to get a guaranteed online credit card approval for the best credit cards online that can offer you a credit line of 5,000-7,000. If you have never applied for a credit card and so have no credit history, the best option for you would be a secured credit card which is a credit card designed specially for starters. A secured credit card requires you to make a beforehand cash deposit (usually beginning from $200) which serves as an additional assurance for your creditors that you'll repay. If you default on your monthly bills, part of the money will be taken from the deposit as a compensation for your lender's money. Such a credit card is not so attractive as good or excellent credit cards but it really helps to establish a favorable and strong credit history.

Best,
Manager of Immediate Credit Card Care Service