Instant Credit Card Help

User Name: Jen

Date: January 15, 2007, 8:13 pm

Is it bad for my credit to apply for two credit cards in the same day or the same month?

Well, actually, it depends on your current credit rating and thus your ability to carry several credit cards at a time. A credit consumer can make as many Credit Card Deals as he wants, as long as he can manage his monthly payments. Your ability to maintain a good credit card deal, without running debt, is checked when you fill out an online credit card application and is shown by your credit report. That is, you are supposed to have a good credit history and a favorable financial standing (job and income)to be allowed to apply for two or more credit cards. At out web site you'll find a wide range of best credit card offers for different credit ratings and consumer categories.

Best,
Manager of Immediate Credit Card Care Service

User Name: Lynn

Date: January 16, 2007, 4:01 am

I have a credit score of 740. I want to get a good APR. Which card would you suggest.

740 is good credit history. If you want a good interest rate, see our credit card deals in the lowest APR credit card deals section. There you will find credit card deals with 0% introductory APR, and the rate will change in some months. One of the best credit card deals is the Blue from American Express. The APR is 4.99% for life.
The card requires no annual fee and has a free rewards program. You can earn 1 point for every dollar you spend. The number of points is unlimited. The credit limit comes up to $100,000 based on your credit history. You can also enjoy the fee-free balance transfers.

Best,
Manager of Immediate Credit Card Care Service

User Name: pearlle

Date: January 18, 2007, 9:32 pm

i have tryed to get a credit card, my credit is not that poor and need a second chance to rebuild my credit.
most of my poor credit is hospital bills that i will be starting to pay on next month. please help me in finding a credit card to rebuild my credit.

If your credit is not that poor, but still limited and leaves much to be desired, and you’ve already have one credit card and want a second chance for your credit repairing, a reasonable decision for you could be obtaining one of Capital One credit cards for people, whose limited credit needs improvement. All the cards of this category provide balance transfer option, enabling you to consolidate your cards and pay only one debt.
Another decision could be choosing one of fair credit cards, offered by Orchard bank or First Premier bank.

User Name: Dinesh Rathi

Date: January 18, 2007, 11:22 pm

Most of the credit card applications ask whether I am a permanent resident or a US citizen. Although I am none of these, I usually say a yes for getting the chances of approval enhanced. How does this affect the chances actually?

I doubt it affects the chances. Surely, false information doesn't do you credit, but the quantity of your inquiries mean more. Actually, when credit card companies ask whether you are a US citizen, they probably need your social security number. For example, without SSN you cannot get a credit card at our site. Thus credit card companies and banks check whether you work and can pay taxes and be socially secured. We also offer credit cards for foreigners that do not require SSN, it's optional. Among these credit card deals you can find credit cards for the UK, Canadian credit cards and credit cards for Belgium. You can also apply for a credit card here if you are eligible for some type of credit.

Best,
Manager of Immediate Credit Card Care Service

User Name: Shawnna

Date: January 22, 2007, 10:58 pm

I am interested in you 4.99% credit card offer, I would like to consolidate a couple of bank loans how do I do this on the application there is space for credit card transfers

It`s very wise of you to apply for one of balance transfer credit cards to consolidate your debts. Balance transfer credit cards with fixed APR for balance transfers can save you much money in the long run. More than that, many balance transfer cards, including Blue American Express card, you seem to be applying for, and Discover Platinum credit card, require no fee for balance transfer operation. If you apply for a credit card online, you should fill in a special online credit card application, and, in case you apply for a balance transfer card, you should specify financial institution name or account number of loan or even some of them to fulfill the transaction procedure. There is a special space for these data within the application form.

User Name: John Nwokeji

Date: January 23, 2007, 4:52 am

I have a bad credit and i want to start building it up and i do have offers from Orchard Bank, Washington Mutual, Capitol One, First Premire and some that i cant remember now. I have Bank of America credit card now ..just one card. Please advise me on how to get started and which card to choose from.

Thanks.

First of all, if you are going to rebuild your credit, analyze the situation. Ask for a free copy of your credit report and find your credit score and estimate the extent of your credit rating damage. It will help you to decide what credit card offer will suit you best in your situation. So, we advise you to consider applying for Bad Credit Credit Cards provided on the web site which allow instant online credit card approval if the personal data you write in the application form corresponds to the requirements of the credit card company. Searching to make the best credit card deal with bad credit, you can also go to the page of First PREMIER Bank credit cards and Orchard Bank credit cards which offer best fees and rates for customers with bad credit. Before you fill out the online credit card application, carefully read the terms and conditions as many of bad credit credit crds are secured which means you make a beforehand money deposit to get approved.

Best,
Manager of Immediate Credit Card Care Service

User Name: Rob

Date: January 26, 2007, 10:40 pm

I recently used a credit card that I have had open for over a year and have never used before. My credit limit was $2000.00. I put about $900.00 on the card and went to use it again for gas at a local BP and got declined! When I called the credit card company they said that they re-evaluated my account and lowered my credit limit to $1000.00! They didn't even call me to let me know! How can they do this? I now paid off the card and closed the account!

To tell you the truth, our website`s function is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers and all kinds of spendings. We do not issue credit cards, as well as we do not modify their terms and conditions, including reducing your credit card limit. Our task is to overlook credit card deals available and to help you to pick up the most appropriate card for your personal use. Therefore we disclaim any liability for credit card company actions. More than that, once you`ve applied for a credit card, you`re supposed to agree to all terms and conditions offered, including the possibility of their modification without any preliminary notice. What you could do, is to contact your credit card issuer customer service once again to learn their motivation for the procedure undertaken. You can either use a toll-free phone number given on the credit card back, or access your credit card issuer official site and contact their customer service.

User Name: Antoinette Foster

Date: January 28, 2007, 11:00 pm

Need an unsecured credit card. Yet, my credit is bad.

Well, much depends on how bad your credit is. There exist credit card deals for clients with no credit, little or damaged credit. Unfortunately, we don’t have a clear picture of your situation and can’t say exactly, what cards are available for you. The deals are different in their options, some of them suppose no security deposit (completely unsecured) and credit limits increase, but the interests and fees may seem to you rather high. Probably your credit score can let you credit cards with rewards. We can only advise you to compare bad credit card applications and then make a decision.

Best,
Manager of Immediate Credit Card Care Service

User Name: linda

Date: January 30, 2007, 2:51 am

I have a good credit history w/credit cards that have a high interest, what credit card would you recommend I use to for balance transfer?

Usually, a credit card consumer with a good credit history is eligible to make new credit card deals with instant approval credit cards online. Among the best credit cards online allowing instant online credit card approval are Balance transfer credit cards that enable you to move your current balance at a lower interest rate. The present web site provides balance transfer credit cards from such banks and credit card companies as Chase Bank and Discover, Visa and MasterCard. These are low rate and no annual fee credit cards for good-to-excellent credit card consumers looking to make the best credit card deals online. So, use our online tools to make a credit card comparison and choose a credit card best fitting your needs and credit rating.

Best,
Manager of Immediate Credit Card Care Service

User Name: Sally

Date: January 30, 2007, 6:12 am

I have a new credit card secure it 300 i wondering if i should get another card my sore is 705 ..

According to your credit score, you have good credit. But since you mentioned you got a secured credit card, it can be concluded you have filed bankruptcy and now you are trying to restore your credit. In your situation, you can certainly apply for a number of more bad/no credit cards, but they won't be very saving and you won't be given a sufficient credit limit. Your score will be growing, as you will pay the credit cards off. When your bankruptcy if charged off, you will have an excellent credit score and the best credit card will be available for you.