More deals
Instant Credit Card Help
We Are Here to Help You and We Know How to Do It!Please use the search before you submit a question
|
||
Ask a question
Attention! Please, when submitting a question, do not enter any personal financial information such as account numbers or SSN. By entering a question, you agree with our terms and conditions.
 |
User Name: Nina Powell |
Date: December 4, 2006, 4:27 am |
I had applied for a Tribute credit card and was turned down due to already having one. I have never applied for a Tribute card nor have I received one in the mail. Can you investigate this for me please?
Answer:
I am sorry, but we do not provide with Tribute credit cards.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: Tommy |
Date: December 5, 2006, 2:04 am |
I am interested in acquiring a new credit card to purchase my girlfriend's engagement ring, and pay it off in one year or so. Which would be the best choice for me with the lowest interest, highest credit limit? I am not concerned about earning points with it. I have good credit.
Answer:
As you have good credit, there should be no problems in getting a credit card at most profitable terms. I would advise one of our low interest rate credit cards - with 0% intro APR for 12 months and no annual fee. If you can pay off you credit in a year, you will get an almost free loan. Just compare credit limits and apply online.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: Tony |
Date: December 6, 2006, 12:11 am |
I live in PA and if i stop paying on my credit card can the bank go after my house or my penion
Answer:
If you stop paying off your balances, the bank can take you to the court and if the court finds you unable to pay, they can decide to sell your house and the money will go to pay off your credit. But it's the worst that can happen if you fail to pay on your cards.
Best,
Manager of Immediate Credit Card Care Service
|
User Name: sherry |
Date: December 7, 2006, 3:02 am |
If I open an account an account and do a balance tranfer so I can get a lower apr for some time, does that affect my credit score on my credit record. I know whenever some one looks at your credit record it takes points off, so the answer maybe yes. But, if I found a promotion on a already opened credit card, then will it affect my credit score?
thank you,
If you are opening new accounts each time you make balance transfers it will really affect your credit report. It would be better to have only a few major credit cards opened and keep them for a long time, than have a long list of recently opened accounts. The banks would view you as a responsible borrower if you had older accounts.
You can discuss your rates with banks, as they often do that for their long-term clients.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: mary |
Date: December 7, 2006, 9:18 am |
My spouce works , I do not, can i get a credit card in my own name?
Answer:
When you choose a credit card for yourself, you should explain that your bills will be paid off by your husband who is your actual source of income. Still the bank may ask him to co-sign your credit depending on the credit limit you ask, your credit history - your good credit or bad credit is also important for credit card deals. Compare credit card deals for your type of credit history and purchasing needs to find a credit card offer that suits you most. If you make purchases in the same stores, you can look for a rewards credit card that can save you money during the year. So the main thing for your now is to choose a credit card deals and fill-in your online credit card application.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: Phillip Bridges |
Date: December 7, 2006, 9:25 am |
I\'m trying to build credit so I can purchase a motorcycle how would I go about doiong such.
Answer:
If your credit is bad or no, you should get one of our bad/no credit cards. No credit cards help build credit by reporting to credit bureaus, so if you pay on time you can get good credit in future. Credit cards for no credit are designed mostly for students who need to establish their credit history.
Bad credit cards work in a similar way - by reports to credit bureaus. They help rebuild your credit if you pay accurately, so people can build credit even after bankruptcy.
You can also choose from secured and unsecured cards - secured credit will be easier to get, but it requires a collateral like bank deposit or co-signers. So compare the options and choose the card that suits you best.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: yevetta grant |
Date: December 8, 2006, 4:17 am |
I have a aspen credit card! I mail in my 20.00 dollars activating fee on Dec30,2006.have your center recieve my payment.
Answer:
We do not provide with Aspen credit cards - please contact your bank customer support service to learn more. When you start filling-in your online credit card application, all the information on credit card deals is sent straightly to the credit card company. Here we store mostly information about credit card deals - for different needs, type of spendings and credit history, be it good your bad. If you have chosen one of our credit card deals and applied online for a credit card, please further contact your credit card company in case of any problems, as they store all the necessary information about your credit card deals.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: donna hall |
Date: December 9, 2006, 1:32 am |
a week before thanksgivig i had gotten a call from a credit card company.the lady that i talk to (her was linda).she said i was a prove for a credit card andi had a choice to which one to have a visa or a master,which i told her the visa,the she said that i need to send $150.00 by money grem or western union and i told money grem.my husband and i try to come up with the money,but we didn't and she called the next day he had told that we couldn't come up with the money,she told him that if we send half she would stillsend the credit cardbut we would not get the full 2,000 we would get half untill we paid in full.the informent she gave to send the money was to dector.al or ga
but i haven't heard any thing about it could please help or give a suggtion
It is difficult to give any advice as I don't know the company name. The best decision would be to contact to that credit card company customer service and clarify the situation. Though making credit card deals on phone calls is not safe enough. Just imagine - anyone could call you like a representative of credit card company and offer credit card deals with cheap set-up fees. What makes me most suspicious is that she was ready to quickly change the terms of credit card deals by reducing credit limit twice together with the set-up fee. Usually credit card deals set-up fees, to the opposite of annual fees and APR, are stable with no connection to credit limits.
If you still need a credit card, please feel free to compare credit card deals at our site and apply online for the credit card you like. Online credit card applications are absolutely safe, as we give direct links to bank credit card applications. So choose the best credit card deals for yourself and good luck!
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: michael mccoy |
Date: December 10, 2006, 6:45 pm |
was approve for a card have not recevied it has of yet would like to know if it was mail out and got lost.
Answer:
Please contact your bank customer service to clarify that. We you choose credit card deals and fill-in your online credit card application, the information on credit card deal is forwarded to your credit card company. When you get instant approval, for example in case of good credit, you receive an approval letter from your bank. To complete your new credit card deal, please follow the instructions in you letter of credit card approval.
Sincerely,
Manager of Immediate Credit Card Care Service
|
User Name: DEBBIE CRAWFORD |
Date: December 11, 2006, 4:31 am |
WHAT IS THE PHONE NUMBER TO PAY CREDIT CARDS?
Answer:
Please contact the customer service of the credit card company you have chosen. Here we only provide with the credit card deals information - credit cards for consumers, business and student credit cards, as well as credit cards issued for different types of credit history. Here you can find credit card deals from the leading credit card companies and banks. So feel free to choose credit card deals with the credit company you like and apply online for the credit cards that suit you most. Follow the instructions on your credit card application and make the best credit card deals with us!
Sincerely,
Manager of Immediate Credit Card Care Service