Instant Credit Card Help

User Name: brian

Date: July 9, 2007, 3:31 pm

whats the best way to get credit cards for my business when i have bad credit ?

Our website gives you an opportunity to compare the business credit deals for your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However the best business offers presented here are bank products issued mostly for good-to-excellent score owners (above 660), requiring financial discipline and responsibility to apply for them. So, if your score is bad unfortunately you are not eligible for them yet. Improve your score to be able to apply for one of the best business credit cards.

User Name: Angelia

Date: July 10, 2007, 1:13 am

If I get approved for a bad credit, credit crad, can I begin using the card immediately? Or do I have to wait to receive the CC in the mail before I can begin using it?

When you apply for a card approval can in fact take various periods of time. The quickest way is to get an instant approval that generally requires only a few minutes. On out site you can look through the several variants of cards with the instant approval, including offers for bad score from First PREMIER. In some cases (but no always!) you can start using the money immediately after getting an approval. If you get instant approval, bank can show you your credit card number and expiration date right away. So you will be able to shop online or by the phone with it. However you will not be able to go to the store because you won't have the card itself. Also mind that you won't be able to use your whole credit limit before your card arrives for security reasons. Finally, it must be emphasized that there are no cards that will guarantee you that. Moreover, this option is unlikely to be provided for bad credit. Thus, in most cases you will have to wait for the plastic card to arrive to you by mail. All the best, Manager of Immediate Credit Card Care Service

User Name: Robert Allen Spencer

Date: July 13, 2007, 4:49 pm

which card is a secured credit card for poor credit? A card in which you can increase your line of credit by adding on or wiring cash to increase your line of credit?

Nowadays different banks offer their customers numerous types of cards. The issuers are eager to attract people with bad history. At the same time if the risk is rather high the banks want to ensure that they will get their money back. For such cases the so-called secured credit cards are designed. This type of credit card is linked to a bank account, allowing a credit card company to deduct payment if the cardholder fails to pay. To obtain a secured card, a consumer must deposit an amount of money equal to the credit limit of the card into a bank account. The amount in the account usually determines the limit on the credit card. As secured cards present reduce risk factor for creditors they are therefore much easier to obtain. Consider and compare the best secured offers from Orchard, Millennium and MetaBank. Read all the details, choose the one that suits you most and apply for it online. All the best, Manager of Immediate Credit Card Care Service

User Name: shirley

Date: July 17, 2007, 4:48 am

i am having a difficult time getting a visa or master card thou my credit score is 632. i have within the last year had three bank loans and paid off before time. any suggestions

The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your score amounts to 634 that puts you into the "fair" credit category. That's why we recommend you to choose among the cards for fair credit. On our website you can find several variants of such cards from the leading banks. Read the details about each card carefully and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service

User Name: Tracy Stein

Date: July 18, 2007, 5:10 pm

How do I know what type of card to apply for?

If you want to apply for a credit card, the most significant thing is to choose for which of them you are eligible for. On our web-site you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. All the best, Manager of Immediate Credit Card Care Service

User Name: sonia

Date: July 20, 2007, 5:18 pm

can you help me find a credit card to help me ?

If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is meant to help you in this choice. Here you are able to find useful information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is very important and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the appropriate category look through the present deals. Read all the information concerning each card and apply for onó that suits your requirements and needs. If you have any questions concerning the choice of cards, we'll gladly try to help you. All the best, Manager of Immediate Credit Card Care Service

User Name: cheryl mohan

Date: August 7, 2007, 8:17 pm

what is the best rated credit card for a balance trasfer and low rates?

A credit card balance transfer means reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. These cards are created primarily for people with good or excellent history. If your lowest score amounts to more than 660, you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service

User Name: Matthew Genck

Date: August 9, 2007, 3:45 pm

Is it possible to get a credit card in one day?

When you submit an application for a card approval can in fact take various periods of time. The quickest way is to get an instant approval that normally requires only a few minutes. On out site you can look through the several variants of cards with the instant approval from various issuers. In some cases, though not always, you can start using the money immediately after getting an approval. If you get instant approval, bank can show you your credit card number and expiration date right away. So you will be able to shop online or by the phone with it. However you will not be able to go to the store because you won't have the card itself. Also mind that you won't be able to use your whole credit limit before your card arrives for security reasons. Finally, it must be emphasized that there are no cards that will guarantee you that. Some customers get this option, but not all, probably for security reasons. All the best, Manager of Immediate Credit Card Care Service

User Name: louis hpkinson-carter

Date: September 8, 2007, 11:53 am

how can i get a free online credit report

Credit report is one of the most important factors in question of taking credit. Knowing your FICO credit score puts you one step ahead when you apply for a credit card. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies "Equifax, Experian, and TransUnion" to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation's consumer reporting companies. You may request your free credit report online, by phone or through the mail. When you get a clear picture of your credit conditions, you can apply for a credit card with confidence. With 350-619 credit score, you can apply for a bad credit card. Having fair credit rating (620-659) you can obtain a card for fair credit. If you have good or excellent score (above 660), you are welcome to evaluate our best overall cards and choose the one for you. All the best, Manager of Immediate Credit Card Care Service

User Name: grace

Date: September 14, 2007, 6:34 pm

i have bad credit what type of credit card can i get now. i do not want a card that i have to put money on it. i am in the process of straightenening my credit out

If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval.