Instant Credit Card Help

User Name: M. Gray

Date: May 15, 2007, 3:36 pm

My question reguards the credit card from Capital One . I have had it for many years , and they then commenced charging a fee each month of 4.00 . this is in addition to any other finance charges. They state they cannot waive this fee and they do not know why it's being charged . None of my other cards (CAP ONE ), has this fee. Please check it out. Thanks ,. M Gray MrsGray@comcast.net

Unfortunately, we can’t answer why you've been charged an extra fee. You see, we are not a bank or a credit company; we don’t issue cards and don’t receive payments. We have no access to your personal information and have no idea what Capital One card gives you trouble. Our site serves merely a purpose of consulting. Here you can find and compare best credit card offers from leading companies, as well as choose a card for excellent, good, fair, bad or no credit and submit your application online. That’s why we recommend you to turn to the bank again, because only the bank is able to clear up the situation.All the best, Manager of Immediate Credit Card Care Service

User Name: Alicia

Date: May 16, 2007, 4:14 pm

I just can't find a credit card that fits me I don't have a bank account and I am trying to establish credit so I mean what card would be for me (And I don't want a prepaid card either I think they're pointless)

If your credit is not so good and you wish to establish it there are several ways for you to go. First of all you can apply for the so-called secured credit card, there are some variants of them on our web-site. But mind, that if you want to get such card you'll have to deposit some money to ensure that you'll be able to pay off. However if you are not eager to deposit anything you are still eligible for a card. Pay your attention to the unsecured cards for bad credit from First PREMIER bank. You can find them on our web-site. Compare them, read all the details concerning terms and payments and choose the one that satisfies your requirements.

User Name: deb

Date: May 20, 2007, 8:11 am

I'm looking o transfer a balance of 1300. from a high interest card my credit score is 680 what's my best card to apply?

Balance transfer is a widespread way to reallocate the balance from a high interest card to a lower interest one and to reduce the debt. It can really help you to to save money, because the majority of companies offer balance transfer cards with no annual fee and 0% APR on balance transfers for new customers. Moreover, they allow you to consolidate debt from more than one card. On our website you have an opportunity to look through the best balance transfer cards applications that will help you to reduce your debt. Your score (680) falls into the “good” category that means you are eligible for all cards of this type. The terms and conditions on each card are different - they offer various intro periods, APRs, various bonus programms. Thus it is up to you to decide which card will suit you most. Compare the information about the balance transfer cards and apply for a chosen card online. All the best, Manager of Immediate Credit Card Care Service

User Name: John Follett

Date: May 24, 2007, 11:33 pm

Are there credit cards for people with fair to not so good credit that offer balance transfers

Balance transfer is a well-known way to consolidate the whole debt on the one card with better terms – lower APR, 0% intro APR for balance transfers, no extra fees, etc. Thus, balance transfer cards can be fine if you want to reduce your debt and to save your money. However the best balance transfer cards are only available for consumers with either good or excellent credit (that is whose credit score is above 620). Still, even if your score has not yet reached this level you still may make a transfer of balance. There are cards for people with fair and bad credit that allow balance transfers. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is available. Consider all the information concerning these cards and if they satisfy your requirements apply for one of them online.

User Name: Darmita

Date: June 3, 2007, 12:10 pm

I JUST NEED ONE CREDIT CARD TO PAY ALL MY BILLS I JUST NEED ONE CREDIT CARD WITH A CREDIT LIMIT UP TO 5000,OO OR 1000,OO TO PAY OFF EVERYTHING TO GET STARTED AND THEN I CAN GET MY CREDIT TOGETHER I JUST DON,T WANT TO GET BEHIND IN MY BILLS PAYING ALL THESE DIFFERENT CREDIT CARDS I JUST WANT 1OR 2 ONCE I PLAY CATCH UP IN MY BILLS. WHY IS IT SO HARD TO GET THAT ONE CREDIT CARD THAT PAY EVERY THING AND I WILL HAVE NO PROBLEM PAYING OFF MY CREDIT CARDS BECAUSE IT WILL ONLY BE ONE BILL WHY.

If you are eager to consolidate your debt on one credit card you should turn to the so-called balance transfer cards. These cards allow you to reallocate your balance from one or several cards with high interest rates to one with better terms. In order to get a card you should first of all request your report and assess your current state. Mind that the best balance transfer deals are only available for those whose score is either good or excellent. If your score is below 660 you won’t be offered 0% on balance transfers for a period from 6 to 15 months, no annual fee and other favorable terms. There are also balance transfer cards for people with fair history. So, choose the card you want according to your current score, fill the required application form and submit it online.

User Name: Sharon

Date: June 6, 2007, 10:21 am

We have a high income but credit scores are in the low 400s. We would like to rebuild our credit with an unsecured credit card. We also live in Wisconsin and many do not cover this State. Who, other than First Premier is a good match for us?

The credit score is crucial as it by far determines your chances to get this or that loan. If your current score is in the low 400s that puts you into the “poor credit” category. Still even if your score is bad there are some cards you can apply for. Nowadays many banks offer special programs for those whose score is low. They include not only First PREMIER but also Columbus, Dakota, Millennium and Orchard. On our site you are welcome to turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Besides, a very good way to restore your credit, especially when your income is rather high, is to apply for one of the so-called secured cards. This card requires you to deposit some sum to ensure your ability to pay. The best secured cards for people with bad score are offered by Orchard bank. After you’ve chosen the card you like just click “apply”, fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service

User Name: john

Date: June 13, 2007, 2:53 pm

what r ur delivery options, can i have it sent 2 me the same day, next day

In fact it may take different periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify for a chosen card or not. However at the moment many banks also offer to their customers the service of instant approval – that means the decision is made instantly after you've submitted an application online. On our site there are several cards with instant approval. However, you should be aware, that you should choose the card according to your current score and be sure you are eligible for the one you've chosen. If you are eligible for any of them fill the application online and get an approval immediately. In other cases however your application is considered by the bank for a longer period of time - from days to weeks. After the decision is made the card itself goes to you by post. So it may take a few more days depending on the work of the post-office. All the best, Manager of Immediate Credit Card Care Service

User Name: rob eskanos

Date: June 26, 2007, 2:36 pm

where can I apply for a credit card with no social security number requirment?

As it happens various credit issuers have various requirements for applicants for one of their cards. The most important thing is that you must be a resident of the USA to get the card. Our website presents you sufficient and up-to-date information about various credit offers from the most reliable banks, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However all the deals we present require SSN to fill the application. So, you can't submit an application for a card through our service without SSN. All the best, Manager of Immediate Credit Card Care Service

User Name: chester cooper

Date: July 3, 2007, 3:34 am

what is my credit card limit

The credit limit is the maximum amount of money you may charge on your credit card. This limit is primarily defined by your credit risk. Only the bank can determine it. So, it depends on the terms of your card, on your income and may be changed as your credit history changes. The better payer you prove to be, the higher limit you'll be given. That's why before applying for a card consider your credit report and estimate your financial state. If your score is poor you'll probably be given a limit of several hundred dollars. If your history is good, the limit will amount to several thousand. All in all, it is only the bank that can decide what limit you will be given; we can't indicate the amount for sure. Keep in mind that the limit is not a constant figure, it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits.

User Name: abdellatif Ammour

Date: July 5, 2007, 9:33 am

I am in Algeria ( North Africa ) I see that there are credit cards for the UK, Canada, Belgian. I want to applies for captial on or one of the other but was unable to. I s there one that I may applie for.

At the moment on our site you are able to find the best cards for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of the abovementioned countries. However regrettably we don't offer any cards for the residents of other countries yet. If you are an official resident of the USA, the UK, Canada or Belgium, though currently live in Algeria, you can apply for the suitable card online. If you are not an official resident of one these countries unfortunately the deals we present are unavailable for you. If you are eager to receive a card you are welcome to turn to the local bank, choose the deal you like and submit an application there. All the best, Manager of Immediate Credit Card Care Service