Instant Credit Card Help

Date: February 18, 2008, 3:08 am

We have a high income but credit scores are in the low 400s. We would like to rebuild our credit with an unsecured credit card. We also live in Wisconsin and many do not cover this State. Who, other than First Premier is a good match for us?

The credit score is crucial as it by far determines your chances to get this or that loan. If your current score is in the low 400s that puts you into the “poor credit” category. Still even if your score is bad there are some cards you can apply for. Nowadays many banks offer special programs for those whose score is low. They include not only First PREMIER but also Columbus, Dakota, Millennium and Orchard. On our site you are welcome to turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Besides, a very good way to restore your credit, especially when your income is rather high, is to apply for one of the so-called secured cards. This card requires you to deposit some sum to ensure your ability to pay. The best secured cards for people with bad score are offered by Orchard bank. After you’ve chosen the card you like just click “apply”, fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service

Date: February 18, 2008, 3:08 am

i need $2,500.00 dollars today. i have bad credit,no bank acct, and i need it unsecured.is ther a
card for me?

Unfortunately if your credit is poor you are not likely to get a card with such high limit. The initial limit will be rather low – perhaps about several hundred dollars. If you have bad credit history and want to improve it there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. After you’ve chosen the card you like just click “apply” and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service

Date: February 18, 2008, 3:08 am

My question reguards the credit card from Capital One . I have had it for many years , and they then commenced charging a fee each month of 4.00 . this is in addition to any other finance charges. They state they cannot waive this fee and they do not know why it's being charged . None of my other cards (CAP ONE ), has this fee. Please check it out. Thanks ,. M Gray MrsGray@comcast.net

Unfortunately, we can’t answer why you've been charged an extra fee. You see, we are not a bank or a credit company; we don’t issue cards and don’t receive payments. We have no access to your personal information and have no idea what Capital One card gives you trouble. Our site serves merely a purpose of consulting. Here you can find and compare best credit card offers from leading companies, as well as choose a card for excellent, good, fair, bad or no credit and submit your application online. That’s why we recommend you to turn to the bank again, because only the bank is able to clear up the situation.All the best, Manager of Immediate Credit Card Care Service

Date: February 18, 2008, 3:08 am

I have horrible credit and was am turned down by everyone, but all my bad credit is old, how can I can get a credit card?

Whether your bad credit is old or recent you still have to request your credit report and learn your current score. If you have a bad score and want to improve your credit there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to such cards. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to go is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. After you’ve chosen the card you like just click “apply” and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service

Date: February 18, 2008, 3:08 am

I have a new credit card secure it 300 i wondering if i should get another card my sore is 705 ..

According to your credit score, you have good credit. But since you mentioned you got a secured credit card, it can be concluded you have filed bankruptcy and now you are trying to restore your credit. In your situation, you can certainly apply for a number of more no credit cards, but they won't be very saving and you won't be given a sufficient credit limit. Your score will be growing, as you will pay the credit cards off. When your bankruptcy if charged off, you will have an excellent credit score and the best credit card will be available for you.

Date: February 18, 2008, 3:08 am

what should my credit score be to obtain a good credit card such as chase, or at&t?

Actually, Chase bank offers credit card deals for customers with good and excellent credit history. This is the range between 660 and 850 points. Note that different credit bureaus use different calculation methods and sometimes your financial information is not full and up-to-date. It's better to get your credit report from the three credit agencies - Equifax, Experian and TransUnion. Choose your Chase from the multitude of credit card deals. Among the top credit card deals you will find Chase Bank Platinum Visa. It provides 0% initial APR for 12 months, charges no annual fee. Enjoy the flexible rewards program. The intro APR and the balances period will depend on the review of your credit history. Get points for spent dollars. Apply online for a credit card deal!

Date: February 18, 2008, 3:08 am

I need a low Apr rate,What bank should i apply for a credit card?I am actually new into this kind of stuff co'z i've never have a credit card eversince,but now i decided to have one,co'z i need to build up my credit.

At our site we present the best credit card offers from the leading credit card issuers for people with different credit. Our credit card offers are only for the US residents. If you are the US resident and want to build your credit, we suggest you to look through our no credit card offers. You need just make a comparison of credit cards very carefully and choose the card complying with your needs. At our site you have a possibility to make an application for a credit card online. If you need more detailed information and contact numbers of the bank, just click the link "Apply!" by any credit card of this bank, presented at our site and using the links, go to the official site of the company, where you can find all the information.

Date: February 18, 2008, 3:08 am

Chase Bank
Chase Business Rebate Visa?
I was wondering if the credit card above charges a transfer fee for the first transfer. Do all of them?

Chase Bank Business Rebate card is one of the best business credit cards available. It provides about $35,000 for your business and is capable of reducing your expenditures by ensuring cash back on purchases and gasoline. Obtaining this credit card you`ll have 0% APR on balance transfer operations within intro period of 12 months. Still, Chase card charges transfer fees depending on the sum of money transferred. If you ?d like to get no balance transfer fees credit card for your business, you can apply for one of Citibank credit cards, such as, for example, CitiBank Business credit card or Citibank Professional credit card.

Date: February 18, 2008, 3:08 am

how can i get a free online credit report

Credit report is one of the most important factors in question of taking credit. Knowing your FICO credit score puts you one step ahead when you apply for a credit card. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies "Equifax, Experian, and TransUnion" to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation's consumer reporting companies. You may request your free credit report online, by phone or through the mail. When you get a clear picture of your credit conditions, you can apply for a credit card with confidence. With 350-619 credit score, you can apply for a bad credit card. Having fair credit rating (620-659) you can obtain a card for fair credit. If you have good or excellent score (above 660), you are welcome to evaluate our best overall cards and choose the one for you. All the best, Manager of Immediate Credit Card Care Service

Date: February 18, 2008, 3:08 am

GOT BAD CREDIT HISTORY NO WON WILL GIVE ME A CARD

Even though you have bad credit, you can still qualify for credit cards. Credit card issuers have special deals for those who want to establish their credit history. But establishing a credit is not a quick process. It will take some time. First you can apply for a bad credit card. The terms of such a card are not the most beneficial and the credit limit is rather small, but it is a bank secure measure. If you prove to be a responsible cardholder, use your card regularly and pay all your debts on time, your score and credit limit will be increasing. We recommend you to start with Centennial Gold Visa/MasterCard by First PREMIER Bank. Apply online, get a guaranteed approval and build your credit.