Credit Card Deals for People with No Credit History
Nowadays a great number of people have no credit history at all. But it will never do to think that it is the end. You have a chance to get a plastic. The way out is to apply for no credit cards. They are created especially for people who have never had a plastic and are eager to establish their credit score.
Top credit card deals
![]() |
![]() |
![]() |
![]() |
|||
|
No Credit Card Deals
Capital One®Standard Platinum
|
No Credit Card Deals
Capital One®No Hassle PointsSM Rewards
|
No Credit Card Deals
Capital One®Classic Platinum
|
No Credit Card Deals
Capital One®No Hassle CashSM Rewards
|
It's a common point of view that no credit score is the worst thing to have. Many people are sure that having no credit history deprives you of the chance to have the plastic you desire. Of course the offers are not as excellent as for those with good score but still there is a number of plastics you can take advantage of.
The page you are looking through deals with the best unsecured credit card deals for no credit. You can also find some information on no credit on our partner's site. Such plastics are provided by one of the major US banks, First PREMIER. It focuses its attention on no credit products and is ready to offer you the ones providing you with instant approval. So you don't have to wait for several days, the decision takes a few seconds.
| Bank Name Credit Card Name |
Intro APR PURCH. | Intro Period PURCH. | APR % | Setup Fee | Annual Fee | Apply Details |
Capital One®Platinum - Visa |
0% | Until December 2008 | 8.9% | $0 | $39 |
online see details |
You can select from the following plastics:
• Centennial Gold MasterCard Visa
• MasterCard®/Visa
• Centennial MasterCard®/Visa
• Gold MasterCard®/Visa
All of them have 9.9% APR which is quite low for a plastic for consumers with no credit. Read carefully the terms and conditions offered by the bank and make your choice. Take into account that all the plastics displayed are unsecured. It means that you don't have to deposit money on your account.
If you chose one of these cards it will be a good start for you in establishing or improving your credit rating.
You should understand that no credit history is not the thing to worry about. It's just a good chance for you to start building your credit history. If you have no credit history perhaps you have turned 18 years old and you are on the way of building your financial life.
Of course you are not so lucky to choose among the most excellent offers. But as you know every cloud has its silver lining. You are fortunate to give a good start to your credit history. There are no negative points on your report and it's time to start your credit history.
Among the plastics for people with no credit history you can find:
• Student plastics. A good choice for college or high school students. The dream of many
students has been realized. You are given a chance to have your own money and learn the main rules of money management. Having a student plastic you prepare your report for the future thus opening up new vistas for yourself. The advantage of student card is that it doesn't offer a big credit line. It will keep young people from going into debt and damaging their credit report.
• Secured credit products. The main disadvantage of this card is that it requires to deposit
some money to activate your account. But at the same time it's a good option for those who are used to spending too much. You just won't be able to spend more than you have deposited. If you are responsible enough to use this plastic some time later you will be able to apply online for the best offer.
• Guaranteed approval deal. If you have no credit score it's a decent choice for you to
get rid of sudden troubles with finance. You receive approval in a few seconds after filling in the online application. Your credit score doesn't matter for a credit lender and you are lucky to receive the needed cash. But be very attentive and look carefully through all the offers. Credit issuer will certainly take advantage of your situation as you don't have too many opportunities with no credit.
Never think that no credit is an unsolvable problem. It's not even a problem. It's a chance for you to build a good credit history and take advantage of it in the nearest future. Be careful when applying for one of the described cards. Look attentively through the terms and conditions and in case you agree to them fill out the online application.
If you finally get the plastic you want, use every opportunity to gain profit from it. You won't regret if you acquire the chosen plastic. The only thing required is to be responsible. It will protect you from debt and other financial problems.







Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable