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Apply for Bad Credit Card Deals


If you are not lucky in building a credit history and your FICO score is between 350 and 619, you still have a chance to get a plastic. Apply online for a card with bad credit and take advantage of the opportunity for repairing your payment history. Bad plastics are especially created for those with bad score.


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Bad Credit Card Deals
Centennial Gold MasterCard®/Visa
See Credit Card Details
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!
Apply Now!    Apply online!
Bad Credit Card Deals

First PREMIER Bank

Gold MasterCard®/Visa
Gold MasterCard®/Visa
See Credit Card Details
  • Low 9.9% APR!
  • Instant Decision!
  • Gold Card Prestige.
Apply Now!    Apply online!
Bad Credit Card Deals

First PREMIER Bank

Centennial MasterCard®/Visa
Centennial MasterCard®/Visa
See Credit Card Details
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • Credit Decision In Seconds.
Apply Now!    Apply online!
Bad Credit Card Deals

First PREMIER Bank

MasterCard®/Visa
MasterCard®/Visa
See Credit Card Details
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • Credit Decision in Seconds.
Apply Now!    Apply online!

A new "instant credit help service" is available now. We are here to help you and we know how to do it!

The following credit cards may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits.

Banks usually prefer to issue plastics for people who have good or excellent credit rating. However, you can find bad deals from the major banks. One of those banks which specialize in bad and bad/no plastic types, is First PREMIER that issues unsecured cards for bad credit.

Secured deals are surely a good option for people with bad or no credit history. Such deals require collateral for approval. To apply for a secured card you need to make a security deposit, what usually equals the credit limit for that particular plastic.

Unsecured deals base on payment history, financial strength, and earnings potential. They give you a great chance to overcome your bad history as long as you are a punctual payer, because the bank reports the payments to bureaus monthly.

Pay attention to these four unsecured offers. All of them have similar terms and conditions such as low APR on purchases, instant credit decision, and monthly reports to major bureaus. Besides, Centennial Gold MasterCard/Visa and Gold MasterCard/Visa give you the status and prestige of a gold plastic owner.

Suppose, you have had problems with your balance payments, or you are just at the beginning of your credit pathway. Anyway, your FICO score is from 350 to 619, and you wish to rebuild your payment history. Bad card application can help you!

Do you still doubt what plastic you should apply for? Look through the following tips on applying for the best unsecured cards:

Be careful when choosing from offers in your mailbox. Most of them are pre-approved letters that permit you to apply for a guaranteed approval card. Surely, you will get this one indeed, but it will come with huge APR or any other traps you can't notice beforehand. So, read every paragraph of the fine print thoughtfully before you make an application.

Planning to get a plastic for bad payment history, research all its virtues and shortcomings. In such a way you will not pull a boner. You should understand that bad deals can't offer you beneficial terms and conditions. They usually have much higher rates and do not have rewards as against good or excellent deals. However, some banks offer quite profitable deals with low APR such as plastics from First PREMIER presented here.

Never ask for too much when applying for cards. This probably means that you will run into debt. Besides, you will spoil your payment history if you ask for more than you can handle. Do you really have some extra money? It would be better if you paid off your debt. Do not apply for too many plastics. Lenders can become suspicious of you.

Make your monthly payments on time. It is a topical point for any credit offer, especially if you wish to re-build your payment history.

If it is your only option, try a secured card. If you pay your bills on time, you will win confidence of the bank and your credit limit can be increased beyond what you put in.

Remember, bad score is not the end of the world. You have a chance to improve your payment history and become available for all beneficial deals.

Apply for a bad plastic, although it is not as simple as you may think, do everything correct, be patient, and try to avoid past mistakes. The process can take quite a long time, but then you will be able to have the credit card that you dream about.

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